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M&T Bank Corporation's Transfer Agent:
For First Class and Overnight Mail:

Registrar and Transfer Company
10 Commerce Drive
Cranford, NJ 07016-3572
(800) 368-5948

When writing, please include the exact name as it appears on the registration of your shares, your social security number, account number and address. When corresponding with Registrar and Transfer Company, please reference M&T Bank Corporation, ID# 5236.

M&T Bank Corporation's Shareholder Relations Department:

Jessica A. Theal
Assistant Vice President and Shareholder Relations Administrator

Marie King
Administrative Vice President and Corporate Secretary

One M&T Plaza
8th Floor
Buffalo, NY 14203-2399
(716) 842-5138

M&T Bank Corporation's Investor Relations Department:
If you are an equity analyst or have questions on the Corporation's financial performance then contact:

Donald J. MacLeod
Administrative Vice President, Assistant Secretary and Director of Investor Relations
(716) 842-5462

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