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A. M&T Bank filed an Organization Certificate with the New York State Banking Department on September 13, 1892, but traces its origins to Manufacturers and Traders Bank which opened for business in 1856.

A. M&T Bank Corporation's headquarters is located in Buffalo, New York. M&T Bank also has almost 800 branches in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington D.C.

A. The ticker symbol has been MTB since June 1, 1998. Prior to June 1, 1998, M&T was called First Empire State Corporation and traded under the symbol of FES on the American Stock Exchange dating back to March of 1988. Prior to March of 1988, First Empire State Corporation traded under the symbol FEMP on the NASDAQ.

A. Manufacturers and Traders Trust Company and First Empire State Corporation stock certificates may still be valid. Please call Computershare at 1-866-293-3379 for more information.

A. M&T is currently listed and traded on the New York Stock Exchange.

A. M&T Bank Corporation's transfer agent is Computershare. Click on the Contact Information page for Computershare's mailing addresses and telephone number.

Shareholders can elect to reinvest all or some of their cash dividends in M&T Bank Corporation common stock. Call Computershare at 1-866-293-3379 to request an enrollment kit including a plan prospectus.

A. New investors can purchase M&T Bank Corporation common stock through the Computershare Investment Plan ("CIP"). You may also purchase M&T Bank Corporation common stock through any stock brokerage firm or you may contact M&T Securities, Inc. at 1-800-724-5445 to assist you with your purchase.

A. Shareholders should contact Computershare at 1-866-293-3379 for assistance

A. You can access your Computershare account online by clicking here. You may also contact Computershare at
1-866-293-3379 to inquire about your account.

A. Yes. M&T currently pays a quarterly cash dividend of $0.75 per common share. M&T typically pays dividends on the last business day of each quarter.

Record Date
Stock Split Ratio
October 5, 2000
10 for 1
September 24, 1987
2 for 1
August 8, 1955
2 for 1
October 16, 1929
2 ½ for 1

A. Click on the Acquisitions page to view a record of M&T's acquisitions.

A. Click on the Analyst Coverage page for a list of companies covering M&T.

A. A summary of M&T's current credit ratings may be accessed at the link below.

M&T Bank Corporation Ratings Summary

A. Click on the Calendar of Events page to view M&T's next earnings announcement and other upcoming events.

A. Yes. Click on the Calendar of Events page to view all upcoming conference calls and presentations for M&T. Click on the Webcasts & Presentations page to view all recent and past events for M&T.

A. Information regarding M&T Bank Corporation's Annual Meeting of Shareholders can be found on the Calendar of Events page when it is available.

A. Click on the SEC Filings page and/or the Annual Reports page to view all of M&T's financial information online.

A. M&T Bank Corporation's transfer agent, Computershare can be reached at 1-866-293-3379.  M&T Bank Corporation's Shareholder Relations Department can be reached at (716) 842-5138.

Please submit your question using the form below.

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